Financial Calculators — Loans, APR, Interest, Savings and Tax
Work out loan and mortgage payments, the real APR behind instalment fees, savings interest, compound growth, early repayment savings and tax, in your browser.
- Loan and Mortgage Calculator Enter the amount, interest rate and term to see the monthly payment, the total interest and a month-by-month schedule.
- Compound Interest Calculator Find out what an initial amount plus regular savings will be worth after a number of years.
- Loan Prepayment Calculator Thinking of paying a lump sum off your mortgage or loan?
- APR Calculator A plan that charges 0.6% a month sounds like 7.2% a year, but the real rate is close to 13%.
- Interest Rate Converter Turn a daily rate into an annual one, or a monthly rate into a yearly APR.
- Savings Interest Calculator See how much interest a deposit will earn.
- Monthly Investment Calculator Investing 1,000 a month at an 8% annual return grows to about 184,000 in ten years.
- Discount Calculator What is 20% off 299?
- Profit Margin Calculator Buy at 60 and sell at 100 and your margin is 40% — but your markup is 66.7%.
- China Individual Income Tax Calculator Work out your take-home pay in mainland China.
- VAT and Sales Tax Calculator Take 20% VAT out of 120 and you get 100 net and 20 tax.
- Tip Calculator Enter the bill, pick a tip percentage and say how many people are paying.
- Inflation Calculator Enter an amount, an annual inflation rate and a number of years to see what the same goods could cost in the future and what the same money would be worth in today's terms.
- Credit Card Number Validator Enter a credit or debit card number to check its format and Luhn checksum.
- Currency Converter Enter an amount and pick currencies to convert at the European Central Bank’s daily reference rates, with the amount in other common currencies listed too — handy for travel, shopping abroad and quotes.
- Salary to Hourly Calculator Enter an amount and say whether it is per hour, day, week, month or year, and every other figure appears instantly.
- Car Loan Calculator Look beyond the monthly payment.
- XIRR Calculator When money goes in and comes out at different times, "total profit ÷ total invested" is misleading.
- Savings Goal Calculator Saving for a house deposit in five years or a car in three?
- Stock Profit Calculator Commissions eat into small trades.
- CAGR Calculator Your investment grew from 10,000 to 20,000 in five years — what is that per year?
- Rent vs Buy Calculator Buying builds equity but ties up a down payment and comes with interest, fees and upkeep.
- FIRE Calculator FIRE — Financial Independence, Retire Early — means having enough invested that its returns can pay for your life.
- Break-Even Calculator Starting a small business, a market stall or an online shop?